Amazingly, that’s how many people turn 65 every day!
When Social Security was conceived, life expectancy was to age 65.
But only about 55% of 65 year olds today actually retire. In part, maybe that’s because their life
expectancy has increased to age 83.
So if you are covered under an employer sponsored group health plan, what do you do if you
continue to work past age 65?
If you work for a small employer – one with 20 or fewer employees – you must sign up for
Medicare, since your health plan presumes Medicare is primary.
If you work for a larger employer, you do nothing until you actually retire. At that time, you will
automatically be eligible for Medicare and a Medicare Supplement insurance policy, regardless
of pre‐existing conditions.