Unfortunately, Sara’s insurer has decided to drop their broad network PPO option. Sara wants to preserve maximum flexibility to see any provider anywhere without referrals or other restrictions.
There is only one insurer left that offers that kind of option. And that insurer offers only one HSA plan; it has a $6,450 deductible and will cost $555/month in 2016.
Do the math; premiums plus claims. Sara’s maximum exposure has increased by $1,462 .
I wish there were more options. At least in this case, just the one choice is enough!
- Mini Tip # 244-B: Medicare Open Enrollment ends tomorrow, December 7th
- Mini Tip # 244-C: for most new Medicare enrollees, the ‘standard’ Part B premium for
2016 is increasing to $121.80 per month (up from $104.90)