30 Second Insurance Tips©

Tip #283- Wait, You Mean You’re Actually Paying Attention?

Ed read my Tip in February (#253) about refilling prescriptions using the mail order service that every health insurer offers. This week he called to thank me for putting $240 in his pocket.
Here’s how.
Every 90 days, Ed needs to refill a prescription for levothyroxine. The last time, using his Part D Drug Plan, his corner pharmacy charged him a $30 co-pay. This time, using the same insurer’s mail order service, he paid nothing.
Ed had the same experience reordering a 90 day supply of atorvastatin; $30 co-pay at the pharmacy, nada using mail order.
These are really common drugs used by many of you reading this Tip. For other medications, the savings could be more.
Ed went on to confess, it wasn’t my Tip that got him to try mail order. (I’ll get over it.) In fact, it was a phone call from his Part D insurer. They walked him through the whole process, signed him up over the phone in about 10 minutes, and even arranged to mail the prescriptions to his office. (OK, sometimes it pays to answer your phone!)
As John “Hannibal” Smith used to say: “I love it when a plan comes together!”
P.S. We’re hosting another Medicare educational meeting at The Rauser Agency downtown location Tuesday (9/27) from 5:00 to 6:00. To learn more, give us a call.