# 1 Start the year with a visit to your doctor and dentist for preventive care. Thanks to Obamacare, this will cost you nothing.
# 2 Make sure to eat a balanced diet and reduce the size of your servings. Drink four glasses of water every day.
# 3 Exercise. Even just a little will do nicely.
Need extra motivation? If you stick to resolutions 1 through 3, there is a very good chance you
won’t need to use your health insurance this year.
So here’s your ‘payback’ Resolution.
# 4 Buy less coverage. Say, for example, you have a $1,000 Deductible Co‐Pay Plan. Switch to a
$2,500 HSA and reduce your premiums by 20%!
Happy New Year.