Studies confirm that people who are enrolled in Consumer Directed Health Plans (CDHP) make
sustainable and positive behavior changes leading to measurable spending reductions. On
average, CDHP members
- were four percent more likely to take advantage of preventive services
- reduced healthcare utilization by more than 12%
- were 10% more likely to fill prescriptions with generics
- spent 24% less on in‐patient hospital services and 8% less on outpatient care
- had a 12% decrease in Emergency Room visits
- in the aggregate, reduced by 11% combined medical and pharmacy spending.
The higher deductibles and cost sharing features of CDHPs are making a difference.