Tip 94- Medicare Open Enrollment Ends Soon

December 7th is the last day for most Medicare eligible participants to switch to a new health
insurance plan.

Premiums for ‘Traditional’ Plans (i.e., coverage that supplements Medicare Part A
Hospitalization and Part B Physician Services) increase every year. That could make a low or
zero premium Part C, or ‘Advantage’ Plan, an option to consider.

Note however that ‘Advantage’ Plans have varying levels of co‐pays and often some restrictions
on which providers are In Network.

While they may also include Part D drug coverage, the formularies and out of pocket limits
change year to year.

The open enrollment period gives you and your agent the opportunity to review together such
details, and make changes to your coverage.

But time is running short. Delay could be costly!